Mortgage Loan Closer Job at Tata Consultancy Services, Cincinnati, OH

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  • Tata Consultancy Services
  • Cincinnati, OH

Job Description

Position: Mortgage Loan Closer

Location: Cincinnati, OH (Onsite)

Duration: FTE/ Direct Hire

Job Description:

  • Review and complete loan data in LOS (Loan Origination System: Power Lender)
  • Prepare, review and deliver loan closing packages to closing agents.
  • Manage and resolve problems or issues that arise with loan documentation.
  • Act as an intermediary between all parties involved in the loan transaction.
  • Ensure closing complies with all corporate, state, federal and agency guidelines.
  • Coordinate loan closing proceeds and ensure disbursed as required.
  • Perform and generate compliance test.
  • Prepare draft settlement statement.
  • Reviews file documentation for accuracy per guidelines and investor requirements.
  • Coordinates and prepares documents necessary to take mortgage loans from the approval to closing (CD, Mortgage, Note, Final TIL, title work, homeowners insurance, flood insurance, payoff letters).
  • Working closely with the processing department and title companies.
  • Assist with clearing conditions on suspended files.
  • Maintain a production queue of mortgage loans.
  • Coordinate loans with MBOs, LOs and 3rd party vendor to close within credit document expiration and rate lock expiration dates.
  • Review all pre-closing documentation, including but not limited to title commitment, homeowners, and flood insurance policies.
  • Ability to review and understand elements of property appraisals.
  • Obtain verification of employments.
  • Image all documents to our system of record
  • Perform other duties as may be required

Salary:: $55,000 - $65,000 a year

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